Why can't I just get a landlord insurance policy?

A landlord insurance policy will cover you for an entire year and will typically only insure stays that are longer than 90 days. Most stays on platforms like Airbnb, Stayz, or TripAdvisor are for less than 90 days, meaning that most landlord policies won't cover you.

Other typical features of landlord insurance policies that may be problematic when renting a property with a recognised sharing economy platform like Airbnb, Stayz, or TripAdvisor include:

  • A landlord insurance policy will typically cover you for an entire year - this means you may be paying for many nights where you don’t have a guest staying in your property.
  • You typically also need a documented tenancy agreement before you purchase landlord insurance - this is generally impractical or impossible to organise with short-term renting.

With ShareCover, you only pay for the nights that you have a guest, and there is no need for a separate tenancy agreement as long as the transaction is completed on a recognised platform such as Airbnb, Stayz, or TripAdvisor.

 

Find out more about the differences between landlord insurance and cover provided by ShareCover

Find out how you can get cover with ShareCover

Find out more about how ShareCover works with homeowner’s insurance