What is liability? Does ShareCover offer liability cover?

Liability refers to financial costs you face from a claim or legal action made against you by another party, which could be a guest.

For example, a guest may trip down the stairs in your home and become wheelchair bound. The guest could take legal action against you to compensate them for lost earnings and cost of care for the rest of their lives, which could run into millions of dollars. If you are found to be responsible for the accident, and you don't have liability cover, you may have to personally foot the bill.

ShareCover offers liability cover of up to $10 million, should you be held legally liable for injury or damage as owner of your home during a guest's stay.

Please see our Product Disclosure Statement for more details.


Find out more about how ShareCover works with homeowner’s insurance

Find out how ShareCover differs from covers or guarantees provided for hosts by some recognised sharing economy platforms, such as Airbnb’s Host Guarantee

Find out more about risks you may be exposed to when renting your property through sharing economy platforms, and why you may need cover