What are the main things ShareCover does not cover?

ShareCover does not cover loss or damage due to:

i. Natural perils including but not limited to storm, tempest, lightning, thunderbolt, hail, earthquake, flood, cyclones, tidal surge, tsunami, action of the sea, high water, erosion, landslide, subsidence, bushfires and other catastrophic weather events unless, and only to the extent that, the Strata Property Natural Perils Cover applied to your policy; or
ii. Damage that has occurred outside of the specified rental arrangement / period; or
iii. Damage that is not from a specified event directly or indirectly caused by a guest's act or omission.

Due to these limitations, ShareCover may not provide you with the cover you want for your home building and contents when you rent your through a recognised sharing economy platform like Airbnb, Stayz, or TripAdvisor.

Please see our Product Disclosure Statement for more details on what isn’t covered, and what is. You can also find summary information in our Key Fact Sheets for Building and Contents cover.


Find out about some of the risks associated with renting your property on recognised sharing economy platforms like Airbnb, Stayz and TripAdvisor

Find out more about how ShareCover works with homeowner’s insurance