What risks am I exposed to when using sharing economy platforms? Why might I need cover?


Renting your property always involves risk.

When using sharing economy platforms like Airbnb, Stayz, or TripAdvisor, there are risks associated with having a guest stay in your property, which may include: theft of your personal belongings; identity theft; accidental or malicious damage done by guests; loss of rental income; and liability. This list is by no means exhaustive.

But crucially, while there are some things hosts can do that may minimise risk - click here to read more about this - ultimately the safety of your property can never be guaranteed.

That’s why ShareCover exists - to cover you against certain risks associated with having a guest in your property, which may not be covered by your standard home and contents insurance, landlord insurance policy, or by the guarantees and covers provided by certain recognised sharing economy platforms.

ShareCover offers peace of mind that you're insured when you rent your property on recognised sharing economy platforms.

For more details on what is and isn’t covered by ShareCover, see our Product Disclosure Statement. And to find out what you are covered for under your existing insurance arrangements, refer to those policies.


What is liability? Does ShareCover offer liability cover?

Find out more about minimising the risk of damage to your property during a guest stay

Find out how you can get cover with ShareCover