Many recognised sharing economy platforms provide some form of cover or guarantee for hosts renting their property to guests.
For example, Airbnb offer a Host Guarantee as well as Host Protection Insurance and Experience Protection Insurance. To understand exactly what is and isn’t covered by any form of cover provided by Airbnb, Stayz, TripAdvisor, or any other sharing economy platform, refer closely to their specific policies.
Importantly, covers provided by sharing economy platforms do not necessarily protect you against all instances of property damage or loss incurred during a guest’s stay.
While ShareCover isn’t a replacement for these covers or guarantees - or for your standard home and contents insurance or landlord insurance - it does provide cover for certain additional risks associated with having a guest in their property, when using a recognised platform such as Airbnb, Stayz, or TripAdvisor. For full details about what’s covered, what’s not, and how claims work, see our Product Disclosure Statement.